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Accepting Credit Cards on Your Website

December 24th, 2008 · No Comments · Uncategorized

One of the things to consider when choosing a web hosting company is will their web site package features accommodate your needs in building your business website. If you are planning to sell merchandise through your website here are a few things you may want to consider:

1. Does the web hosting company you are considering have the capability and the capacity for you to design a user friendly store front? If you plan to carry and sell a full line of merchandise you need to choose a web hosting company with unlimited web space, bandwidth, and transfer. It is best to envision what you will need your website to do for you in the future as your company may expand or grow. It’s okay to start out small but you will want to know that your webhosting company will be able to accommodate your business web site needs down the road to prevent having to change companies later.

2. Shared web hosting or dedicated server hosting? If you are planning to run even a medium sized company with options of catalogs, shopping carts, payment processing, and shipping I would suggest you choose a package with a dedicated IP address versus a shared IP address. This will insure faster service for your customers accessing your site and will also provide you with a peace of mind knowing that if your web hosting companies shared server is having a down time problem your clients will still be able to access your website.

3. Shopping cart software or programs? If you are going to sell your merchandise online it is almost imperative that you provide your customers the shopping ease and convenience of a shopping cart. This will also help you be able to track of what popular items people are viewing or purchasing on your site, track your inventory, and smooth out the payment process. There are too many options to eCommerce and shopping cart software to mention in this article but take a look and list a few things that you feel you want your shopping cart to be able to do and then research whether a free shopping cart, a cheap shopping cart, or a comprehensive shopping cart will best suit your needs.

4. Accepting credit cards on your website? In order to accept credit cards on your web site you will need to set up a merchant account. A merchant account is an account set up with a bank in which the bank deposits all of the credit card transactions you run through your web site into your account. By doing this the bank is taking responsibility for your credit card transactions but verifying that the credit card is valid and the funds are available. The bank will charge merchant account fees for these transactions and take it directly from the transactions prior to making a deposit into your account. These fees vary from company to company. You may review or compare some these at websites like 100 Best Merchant Accounts to determine what will work best for you and your company.

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